Solutions

Mortgage Automation

MERS, servicing and rate sheet work that should run itself, automated around your systems and your data.

Overview

A surprising amount of post-closing work is still someone copying data from one system into another: registering loans on MERS, transferring them when they are sold, boarding them to a servicer, and checking at the end of the day that nothing slipped. Each step is simple. Missing one is expensive.

We build automations that do these jobs on the events that should trigger them, check their own results, and tell you about exceptions, so your team handles the problems instead of the routine.

MERS Automation

Registration, transfers and reconciliation, driven by the events in your loan lifecycle.

Registration at Funding

Loans registered on the MERS System when they fund, with no one waiting on a manual batch.

✓Triggered by the funding event in your data
✓MIN and registration details validated first
✓Failures retried and reported

Transfer at Purchase Advice

When the investor’s purchase advice arrives, the transfer of beneficial rights to that investor is initiated automatically.

✓Driven by the purchase advice, not a spreadsheet
✓Investor matched to the right MERS Org ID
✓Pairs naturally with Accord purchase advice automation

Daily Report Reconciliation

MERS reports downloaded every day and reconciled against your loan data, so mismatches surface the next morning instead of at audit.

✓Automatic daily report download
✓Registration and transfer status reconciled
✓Exceptions listed for follow-up

Servicing & Interim Servicing

Loans boarded and kept in sync without rekeying, whether you service, subservice or hold loans on an interim servicing system before sale.

Automated Boarding

Loans boarded to your servicing or interim servicing system at funding, with data validated before it is sent.

Transfers at Sale

Servicing transfers processed when loans are sold, keeping the servicing handoff clean.

Exceptions & Alerts

Validation failures and mismatches reported to the right people right away.

Other Common Automations

Rate Sheet Generation & Distribution

Rate sheets built from current market pricing and your margin targets, formatted and distributed automatically, with history kept.

Investor & Portal Tasks

Repetitive investor portal downloads and submissions handled on a schedule and tracked to completion.

Implementation Process

1
Discovery & Requirements
We learn your current process, systems, pain points and the outcome you need.
2
Solution Design
We design the automation, its triggers, integrations and error handling.
3
Development & Testing
We build and test against real scenarios, including the edge cases.
4
Deployment & Training
We deploy with monitoring in place and train your team to operate it.
5
Support & Enhancement
We stay with you for fixes and improvements as your needs change.

Key Benefits

✓

Nothing Falls Through

Every registration, transfer and boarding happens on its trigger and is reconciled.

✓

Improved Accuracy

No more rekeying data between systems.

✓

Scalability

Handle more volume without adding headcount.

✓

Fast ROI

Most automations pay for themselves within months through labor savings.

Works Well With

Purchase Advice Automation

Purchase advices collected automatically or with a simple drag and drop, extracted, balanced to the wire and delivered to your systems.

Learn more →

Custom Development

Reporting & Integrations

Scheduled reporting, internal APIs, alerting and integrations, built around how your team actually works.